Mortgages for Homemover

Home Services Mortgages for Homemover

Explore Mortgages for Homemover

We’re here to help you every step of the way as you move home! As an experienced broker, we’ll connect with our extensive network of lenders to find the mortgage options that fit your needs. Let’s make your moving experience smooth and enjoyable together.

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Stipend

Stipend income

Loan Value

95% - Up to 95% loan to value

Professional Mortgages

Professional products - If you are a doctor, accountant, solicitor or other professional.

Excited about buying your next home? A new neighbourhood, fresh start, and maybe extra space. But juggling buying and selling can feel overwhelming. Coordinating solicitors, estate agents, your mortgage, vendors, movers, and insurance can seem like a never-ending list of tasks.

Securing the right mortgage deal is crucial but often overlooked. Many lenders offer great rates for movers, or you might port your current mortgage to your new home. It’s not always simple, though—that’s where we come in.

As your friendly advisors, we’ll make the process smooth. With access to a wide range of lenders, we’ll help find a deal tailored to you, considering fees and upfront costs. We also offer free reviews to outline borrowing, rates, terms, and payments.

When you’re ready, we’ll liaise with lenders, solicitors, and agents so you can focus on settling in. Let us handle the details while you plan your new home!

The 4 Steps To Home Ownership

Initial Consultation

We’ll get to know your goals and financial situation to find the right mortgage options for you.

Custom Fit Mortgage Plans

Tailored solutions to fit your needs, whether you’re buying your first home or remortgaging.

Personalised Guideance

We’ll guide you through the process, handling paperwork and offering clear advice.

A New Beginning

With your mortgage approved, you’re ready to start your journey to home ownership!

Why us

we have a solution for everyone

For First Time Buyers

Buy-To-Let Mortgages

Moving Home Mortgages

We help you through the process and to secure you the right deal.

Re-mortgage Advice

Find the rate for your next mortgage application.

Shared Ownership Mortgages

If you are unable to purchase 100% of a home, get a shared ownership in Bristol.

Niche Mortgages

Our experienced mortgage advisors can help if you’re new to the industry.

Testimonals

What Our Clients Say About Us

Our clients’ testimonials reflect our commitment to providing exceptional service and personalised solutions.

FAQs

Frequently Asked Questions

You have two main options when it comes to your mortgage: you can either port your existing mortgage to your new property if your lender permits it, or you can pay it off and apply for a new mortgage based on the new property. It’s a good idea to chat with your lender or a mortgage advisor to explore which option works best for you.

The timeline for moving can vary quite a bit, but typically, it takes about 10 to 14 weeks from when you accept an offer on your property to when you move in. Keep in mind that factors like property chains and local market conditions can influence this timeframe.

Common costs include:

Estate agent fees: Typically a percentage of the sale price.
Legal fees: For your solicitor or conveyancer.
Removal costs: Hiring a removal company or renting a van.
Stamp Duty: Payable on your new property if over the threshold.
Surveys: To assess the condition of the new property.
Mortgage Advisers: a reputable mortgage adviser will normally charge, and cost can vary.

The selling price of your home is influenced by several factors, such as its location, size, condition, and the current local property market. To get a realistic estimate, it’s best to consult an estate agent.

If you're unable to sell your home before moving, you might think about renting it out or looking into a bridging loan to help cover the gap. We can guide you in finding the right direction, either way.

Before moving, consider your budget, the location, the type of property you want, and your future needs (e.g., family size, commuting). Research the area for amenities, schools, and transport links.