Protection for Home Insurance In Bristol

Insurance

Buildings & Contents Insurance

Landlord

Landlords Insurance

Legal & Home Emergency Cover

Legal Expenses Cover & Home Emergency Cover

Once you’ve settled into your new home, the last thing you want is to worry about the unexpected. Buildings Insurance helps protect your property and belongings, covering repairs or replacements in case of damage from fire, water, theft, or other unforeseen events.
 
While it’s easy to find home insurance online, not all policies are created equal. At Mortgaged., we carefully select trusted providers who offer high-quality coverage. Without expert guidance, hidden exclusions could leave you vulnerable when you need protection most.
 
We’ll guide you in choosing a policy tailored to your needs, including options like personal possessions cover or emergency protection. We also help navigate tricky details, like understanding lock types or other specifics, ensuring your cover is valid and comprehensive.
 
And our support doesn’t stop there. Year after year, we’ll be by your side, helping keep your home safe so you can enjoy complete peace of mind.

The 4 Steps to Peace of Mind

Getting to Know You

We’ll take the time to really get to know you, your dreams, your worries, and your financial situation. This helps us understand what truly matters to you and how we can protect the people and things you love the most.

A Plan That Fits Your Life

Whether you’re caring for a family, building a future on your own, or anything in between, we’ll carefully consider all your options. Together, we’ll find a plan that feels right for you and gives you the protection you deserve.

Supporting You Every Step

When you’re ready to move forward, we’ll take care of the details for you. From the application process to the day your policy starts, we’ll be there to guide and support you so you don’t have to worry about a thing.

Giving You Peace of Mind

Once everything is set up, you can relax knowing that, no matter what life throws your way, you and your loved ones will be taken care of. And as your life changes, we’ll be there to review your plan and make sure it still fits your needs.

Why us

we have a solution for everyone 

For First Time Buyers

Buy-To-Let Mortgages

Moving Home Mortgages

We help you through the process and to secure you the right deal.

Re-mortgage Advice

Find the rate for your next mortgage application.

Shared Ownership Mortgages

If you are unable to purchase 100% of a home, get a shared ownership in Bristol.

Niche Mortgages

Our experienced mortgage advisors can help if you’re new to the industry.

Testimonals

What Our Clients Say About Us

Our clients’ testimonials reflect our commitment to providing exceptional service and personalised solutions.

Google
Francesca Toft profile picture
Francesca Toft
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Every team member at Mortgaged have been an absolute pleasure to deal with and have helped me and my partner an incredible amount during this whole process! We would 100% recommend Dan and his team to anyone looking for a trustworthy, experienced and reliable mortgage company. Thanks very much!
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Jordaine Minchin profile picture
Jordaine Minchin
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Dan has been amazing from start to finish in one of the most stressful purchases! He offered support, advice and recommendations, and after seeing our credit report helped us clear a couple of issues we didn’t notice previously also. After my buyer pulled out, Dan worked some kind of magic to find us a BTL mortgage and increase our onward purchase mortgage - all within about 2 days so we didn’t lose the house! Dans been great liaising with our estate agents and keeping us in loop - all whilst keeping my anxiety in mind and only coming back to me with good news and solutions. Would highly recommend Dan for a really personalised service. Really felt like he had my back the whole time and was as invested in the purchase as we were. We also spoke with Gemma to discuss life insurance. She also took a real interest in us and helped us find the best possible solutions within our agreed budget. She wasn’t pushy, and offered support and guidance, even filling in lots of the long-winded paperwork on her side so that we didn’t have that stress. Again, Gemma was great help in getting an extra product/offer for the newly needed BTL mortgage. Would definitely recommend Gemma to help you get the best cover for your money.
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Mel Pradalie profile picture
Mel Pradalie
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I would highly recommend The Mortgaged, they are brilliant. Dan was extremely knowledgeable and provided guidance every step of the way. We had a very stressful experience when our sale fell through, Dan went above and beyond with his support and guidance, we were able finally get into a house 2 months after putting an offer in, just in time for Christmas!! Gemma was also very knowledgeable and took the time to get to know us in order to provide cover that would best suit our needs. She was there to answer any questions we had and was very quick to respond. I can’t recommend them enough! I look forward to speaking with them again when we come to remortgage in a few years!
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Dave Cox profile picture
Dave Cox
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I worked with Dan on two concurrent mortgages in quite a tricky set of circumstances. Throughout, Dan showed himself to be a true expert in his field. On top of that, he was calm, a pleasure to speak with and always went the extra mile.
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Candice Sullivan profile picture
Candice Sullivan
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Dan is the man. The mortgage man. He is our guy for all things mortgage related. And although we know he isn't just our guy, we share him with many other happy clients, he really did make us feel like renewing our mortgage was his top priority. We tested his patience with many nervous questions by phone and email when we didn't understand the process and he was quick to put us at ease with his knowledgable email responses and returned calls. His friendly calls and professional emails made us feel like he was always there for us when we needed him. Gemma guided us through switching to a life insurance provider which better suited our lifestyles and needs. She asked all the right questions to get to know us better and then put together easy to understand options for us to choose from. She too was friendly and professional, an absolute delight throughout the whole process. Trusting Dan & Gemma from The Mortgaged with our original mortgage then and our mortgage renewal and life insurance now is what we do for peace of mind and we can't recommend them enough. Thank you for all your support Dan and Gemma, we really appreciate you both! Justin and Candice Sullivan x
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Rachael Lee profile picture
Rachael Lee
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I can’t recommend Gemma highly enough. She’s friendly, patient, and her professional guidance has been exceptional. With my husband working offshore, we thought we’d struggle to find suitable cover without it costing a fortune. The world of insurance and mortgage protection usually gives us a headache, but Gemma took all the stress away. She talked us through every option and found the best cover to suit our personal circumstances.
Google
Chris Wilson profile picture
Chris Wilson
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These guys helped me get a mortgage during the most stressful time of my life. They were not only incredibly professional and efficient they were also amazing humans who i felt understood how stressful getting a mortgage can be and were always there with support. I could not recommend these guys are higher.
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Richard Annerson profile picture
Richard Annerson
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Excellent service from start to finish. Nothing was ever too much trouble and helped me find a mortgage solution that was right for me and my family 🙂 thank you
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Emma T profile picture
Emma T
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The Mortaged made buying our first home a breeze! Dan was amazing in supporting us through the mortgage process, and finding us the best deal (not just once, but twice - that’s how long the sale took!). My partner was using the Forces Help to Buy scheme which isn’t particularly well known, but Dan’s knowledge of this was great, often informing other parties in the process of how it works. Nothing was ever too much trouble and Dan truly went above and beyond! Gemma was great in finding us the right protection by taking time to get to know us and understand our needs. It’s not easy to plan for when the worst might happen, but Gemma discussed this sensitively and now our minds are at ease knowing we have the right protection. A huge thank you to Dan and Gemma for all their help, couldn’t recommend the Mortaged enough, 11/10 service!
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Mutari Salihu profile picture
Mutari Salihu
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Dan is an Excellent Mortgage Advisor

FAQs

Frequently Asked Questions

Insurers protect your property on a like-for-like basis. It is criteria for your property to be in ‘a good state of repair’ to be insured and providing that it is in a good state of repair in the event of a claim, you will be provided with a like-for-like replacement or repair. You should speak to a solicitor regarding an indemnity if you are purchasing a property where a portion does not meet building regulation

Yes, most mortgage lenders stipulate that the building must be insured. Contents insurance is not a stipulation to the mortgage, but it is heavily recommended

Whilst it is not a legal requirement to have buildings or contents insurance on a property owned outwrite, it is heavily recommended

Yes, it is usually cheaper to opt for annual premiums

Blog

Learn More About Mortgaged.

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Porting a mortgage means taking your existing rate

Written with insight from an experienced UK mortgage