Protection for Life Insurance

Home Protection Protection for Life Insurance

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Protection

Mortgage Protection

Expenses

Funeral Expenses

Secure Mortgage

Secure Mortgage and Funeral

When you buy a home, your mortgage repayments are often based on your combined household income. But life is unpredictable, and the emotional pain of losing a loved one can quickly be compounded by financial worries.

While the chance of this happening during your mortgage term is small, having Life Insurance to protect your mortgage offers peace of mind. It ensures your mortgage is fully paid off if the unthinkable happens, lifting a heavy burden and allowing your family to stay in the home you’ve built together.

At Mortgaged., we go beyond simply setting up life insurance. We’ll help you explore writing your policy into trust at no extra cost, ensuring any payout reaches your loved ones promptly, bypasses inheritance tax, and avoids long probate delays. We’ll guide you in selecting trustees and beneficiaries to ensure everything is in place.

And we’re here for you every step of the way. Whether checking in to make sure your coverage still fits your needs or guiding you through a claim, we’ll stand by your side with care and support when you need it most.

The 4 Steps to Peace of Mind

Getting to Know You

We’ll take the time to really get to know you, your dreams, your worries, and your financial situation. This helps us understand what truly matters to you and how we can protect the people and things you love the most.

A Plan That Fits Your Life

Whether you’re caring for a family, building a future on your own, or anything in between, we’ll carefully consider all your options. Together, we’ll find a plan that feels right for you and gives you the protection you deserve.

Supporting You Every Step

When you’re ready to move forward, we’ll take care of the details for you. From the application process to the day your policy starts, we’ll be there to guide and support you so you don’t have to worry about a thing.

Giving You Peace of Mind

Once everything is set up, you can relax knowing that, no matter what life throws your way, you and your loved ones will be taken care of. And as your life changes, we’ll be there to review your plan and make sure it still fits your needs.

Why us

we have a solution for everyone

Life Insurance

Family Income Benefit

Income Protection

Critical Illness Cover

Home Insurance

Business Protection

Testimonals

What Our Clients Say About Us

Our clients’ testimonials reflect our commitment to providing exceptional service and personalised solutions.

FAQs

Frequently Asked Questions

Our service to you is ongoing, we will conduct regular reviews of your policy to ensure that your protection portfolio grows with you. We can amend your existing Life Insurance or review your options for a new policy at the time of review.

We recommend reviewing your options for a personal Life Insurance policy alongside any employee offered Death In Service Benefit. There are a few reasons for this; if you change employers in the future you cannot take the policy with you, if your health changes between now and then, you may find yourself unable to obtain insurance and therefore exposed. Employee Life insurance is not usually underwritten and could therefore exclude pre-existing medical conditions and make it more challenging in the event of a claim

Whilst it is not a stipulation of the mortgage, we highly recommend ensuring that your full mortgage can be repaid in the event of death within the term of the loan

Absolutely! We take our time to understand your medical history and source a provider to suit you best. In rare instances, it may not be possible to secure protection but in this event, we will continually review your circumstances and hope to secure a policy in the future