Income Protection Bristol

Explore Protection for Income Protection

Expenditure

Maintain essentials expenditure

Repayments

Maintain Mortgage Repayments

Score

Protect Credit Score

Imagine the sudden shock of being unable to work due to illness or injury, the worry about how you’ll cover your mortgage, rent, or even afford life’s everyday comforts. In just 24 days without an income, the average UK worker could face serious financial hardship.

At Mortgaged., we believe no one should have to choose between focusing on recovery and keeping a roof over their head. That’s why we help arrange Income Protection policies that provide a tax-free monthly income, supporting you when life takes an unexpected turn.

These policies often come with valuable extras, like access to physiotherapy or counseling, designed to support your recovery. And because life is always changing, we’ll regularly review your cover to make sure it continues to meet your needs.

Let us help you safeguard what matters most – your home, your future, and your peace of mind.

The 4 Steps to Peace of Mind

Getting to Know You

We’ll take the time to really get to know you, your dreams, your worries, and your financial situation. This helps us understand what truly matters to you and how we can protect the people and things you love the most.

A Plan That Fits Your Life

Whether you’re caring for a family, building a future on your own, or anything in between, we’ll carefully consider all your options. Together, we’ll find a plan that feels right for you and gives you the protection you deserve.

Supporting You Every Step

When you’re ready to move forward, we’ll take care of the details for you. From the application process to the day your policy starts, we’ll be there to guide and support you so you don’t have to worry about a thing.

Giving You Peace of Mind

Once everything is set up, you can relax knowing that, no matter what life throws your way, you and your loved ones will be taken care of. And as your life changes, we’ll be there to review your plan and make sure it still fits your needs.

Why us

we have a solution for everyone

For First Time Buyers

Buy-To-Let Mortgages

Moving Home Mortgages

We help you through the process and to secure you the right deal.

Re-mortgage Advice

Find the rate for your next mortgage application.

Shared Ownership Mortgages

If you are unable to purchase 100% of a home, get a shared ownership in Bristol.

Niche Mortgages

Our experienced mortgage advisors can help if you’re new to the industry.

Testimonals

What Our Clients Say About Us

Our clients’ testimonials reflect our commitment to providing exceptional service and personalised solutions.

FAQs

Frequently Asked Questions

Income Protection covers you only if you're unable to work due to an accident or illness. For peace of mind against redundancy, get in touch with us to explore your protection options.

Even if you're well enough to take on a different job, it might come with a pay cut or leave you feeling unfulfilled. With an Income Protection policy that includes an 'Own Occupation' definition, you’ll receive your specified income benefit until you’re able to return to your original role. If returning to your job isn’t possible, the policy will continue to provide an income until it expires—even if you’re capable of working in another role.

Some employers offer long-term sick pay, but the duration varies widely—from just a few days to up to 12 months. While 12 months of income might sound reassuring, it’s often not enough. Recovery from a serious illness or injury rarely aligns with such strict timelines. On average, income protection claims last an impressive 6 years and 9 months, far exceeding what most employer schemes cover.